When you have decided to buy your first home, it can feel like a very daunting thing to do – it involves huge sums of money, legal jargon and it can be a stressful time – but it is ultimately worth it for the feeling of owning your very own home!
Here are some of the basics that you need to do, on your journey to owning a place of your own…
Get a deposit – Getting a deposit together is the first step to buying your own place. There are things that can help you with getting the money together – Help to buy ISA’s are a great way to boost your savings, and you can look into government schemes for first time buyers where you will not need as large a deposit.
Factor in Additional Costs – As well as the purchase of the house itself, there are also legal fees to take into account – you will need a survey, and many people new to buying a home ask questions such as do you need your ID1 witnessed? These are measures put in place to ensure things are done legally and to stop criminal activities such as money laundering.
Get Organised – As soon as you get your moving in date, it is a good idea to start arranging and booking in services such as cable and broadband, shop around for gas and electricity suppliers and of course book in a removals van for the day!